For companies and CA firms in India
Supplier didn't file?
You lose the credit.
Every invoice missing from your GSTR-2B is GST credit you can't claim. CredHold chases those suppliers on WhatsApp and email, in your company's name, until the invoice shows up. Then it closes the item by itself.
- Starts from your TallyPrime 2B report
- Suppliers reply without logging in
- Built around the GSTR-3B calendar
GST credit at risk
₹4,82,310
38 invoices not in 2B
Recovered this month
₹3,10,450
24 invoices back in 2B
Shree Balaji Steel
4 invoices · 16(4) in 29 days
₹1,12,400
step 3 · owner
Kumar Packaging
2 invoices · ARN shared
₹46,960
recovered
Vardhman Logistics
1 invoice · promised 10 Nov
₹23,954
will file
Om Chemicals
3 invoices · no reply
₹61,220
step 2 · email
Fig C.1The gap
Matching is solved. Chasing isn't.
TallyPrime, BUSY and Zoho already tell you which purchase invoices are missing from 2B. Then someone has to phone 40 suppliers, keep track of who promised what, hold the credit, and reverse it on time. That's the part that slips every month.
- Section 16(4)
Claim it or lose it
Credit for a year can only be claimed until 30 November of the next year. Late invoices become a permanent loss.
- Rule 37A
Supplier never files 3B
If the supplier hasn't filed GSTR-3B by 30 September, credit already taken must be reversed.
- 180 days
Supplier not paid
Credit on an invoice not paid within 180 days is reversed and added to your output tax, with interest.
Fig C.2How it works
Upload once. It follows up every month.
- 01
Upload the 2B report
Export TallyPrime's GSTR-2B reconciliation report and drop it in. An Excel purchase register plus the portal's 2B JSON works too.
- 02
Suppliers get chased
WhatsApp on the day 2B arrives, email the next day, the supplier's owner before your 3B is due. Always in your company's name.
- 03
Replies come back sorted
"Filed", "will file by the 10th", "not our invoice": one tap or a short reply, read and filed against the right invoices.
- 04
It closes itself
Next month's 2B shows the invoice, the item is marked recovered and the ledger updates. Nothing to tick off by hand.
WhatsApp · to the supplier
CredHold · on behalf of Shree Textiles
Dear Ramesh, Shree Textiles has 2 invoices from Kumar Packaging that are not in its GSTR-2B for Oct 2026. GST credit on hold: Rs 46,960. Please file these in your GSTR-1.
No supplier logs in, ever. Messages go out in your company's name, and every message, reply and date is kept as evidence.
Fig C.3Watch
A month in the life, in two minutes.
The October 2B arrives, the exceptions are chased, a supplier replies from a phone, and the November 2B closes the loop. Sample data, real product.
Fig C.4What you get
Everything after the mismatch report.
- 01
Exception queue
Every invoice not in 2B, by supplier, with the credit at stake and the days left on each clock.
- 02
WhatsApp and email chase
A four-step sequence you can change per company. Utility messages only, opt-outs honoured.
- 03
Reply link and buttons
Suppliers share an ARN or a screenshot from their phone. No login, no app.
- 04
Auto-close on next 2B
Upload the next 2B and recovered invoices close themselves, with the date logged.
- 05
Held-credit ledger
Credit held, recovered, reversed and reclaimed per supplier, with the 16(4), 37A and 180-day dates.
- 06
GSTR-3B Table 4 summary
What to claim, hold and reverse this month, ready for whoever files the return.
- 07
Supplier scorecard
Who files late, who replies, who never does. Useful at the next price negotiation.
- 08
Evidence pack
Every message, reply and date in one printable file, for your auditor or a GST notice.
Fig C.5For CA firms
Every client GSTIN, one screen.
See credit at risk across all your clients, which ones haven't uploaded 2B this month, and whose suppliers are ignoring reminders. Messages still go out in each client's name.
- One dashboard across client GSTINs
- Roles for your team, the client's accounts person and the owner
- A follow-up service you can bill for, without adding staff
“Reconciliation tells you what's missing. CredHold is the person who picks up the phone, every month, for every supplier.”
Fig C.6Pricing
Priced per GSTIN. Less than one lost invoice.
Prices exclude GST. Pilot pricing, confirmed before you pay.
Company
₹2,999per GSTIN / year
- All your suppliers on one list
- WhatsApp and email in your name
- Ledger, Table 4 summary, evidence pack
CA firm
For CA firms₹9,999per year · 10 client GSTINs
About ₹75 per extra GSTIN a month
- Firm dashboard across clients
- Messages in each client's name
- Everything in the Company plan
Fig C.7FAQ
Straight answers.
Does this replace my 2B reconciliation in Tally?
No. It starts where that report ends. Tally tells you what's missing; CredHold gets it fixed.
Do suppliers need an account?
No. They get a WhatsApp message or an email, and reply there or through a one-page link that works on any phone.
Whose name do the messages go out in?
Yours. The supplier sees your company's name and the invoices they billed you.
Will it stop payments to suppliers automatically?
No. It can flag a hold, and a person approves it. For micro and small suppliers it shows the 15- or 45-day payment rule under Section 43B(h).
What if a supplier asks us to stop?
They tap "Stop reminders" or reply STOP, and they're never messaged again.
We use BUSY or Zoho Books, not Tally.
Upload your purchase register in Excel with the 2B JSON from the portal. Direct BUSY and Zoho imports are planned.
Where is our data kept?
On servers in India, separated per customer. Supplier phone numbers and emails are used only to chase your invoices.
Want the background first? Read what it costs you when a supplier doesn't file GSTR-1.